Tonkin tradie helping a family with Fix Now, Pay Later.

Fix now, pay later.

Whether it’s a repair, an upgrade, or routine work to keep your home or investment property running smoothly, you can get the job done now and pay it off over time, with no interest for the first three months.*

If you’re ready to get started, our team is here to help.

Call 02 6040 1797 today to discuss your project and explore flexible payment options. Whether you know exactly what you need or just want some expert advice, we’re here to help every step of the way.

Not sure where to start? Here are some ideas to help you make the most of Fix Now, Pay Later — broken down by trade.

  • Plumbing

    • Full bathroom renovations
    • Full kitchen plumbing upgrades (including appliance installations)
    • Sewer and stormwater upgrades
    • Hot water system replacements (gas, electric, solar)
    • Septic system installation or upgrade
    • Backflow prevention upgrades and testing (multi-outlet homes)
    • Major pipe rerouting or copper-to-PVC conversions
    • Rainwater tank supply and installation (with pump systems)
  • Electrical

    • Full switchboard upgrades
    • Rewiring of older homes
    • EV charger supply and installation
    • Generator integration or changeover switch installations
    • Outdoor and landscape lighting projects
    • New home electrical fit-outs
    • Lighting upgrades and automation system installs
    • Kitchen appliance upgrades (appliances)
    • CCTV installations
  • Heating + Cooling

    • Ducted reverse cycle air conditioning installations
    • Evaporative cooling system replacements
    • Multi-head split system installations
    • Gas ducted heating installations
    • Add-on refrigerated cooling systems
    • Zoned heating/cooling systems
    • System upgrades to more energy-efficient models
    • Whole-home climate control systems with smart features
    • Gas wall furnace change overs
    • Repairs to all heating and cooling units
  • Roofing

    • Full roof replacements
    • Re-roofing and roof restoration
    • Gutter and fascia replacements
    • Roof leak rectification with structural repairs
    • Roof insulation upgrades
    • Skylight supply and installation
    • Roof ventilation system installs (whirlybirds, solar vents)
  • Drainage / Pipe Relining

    • Pipe relining (trenchless repairs for blocked or broken drains)
    • Full stormwater drainage system replacements
    • Subsoil or ag drain installation
    • Stormwater catchment and redirection systems
    • Flood mitigation drainage upgrades
    • CCTV inspections followed by major repair work
    • Drainage upgrades for compliance (new builds or renovations)

THE SMALL PRINT.

Flexible payment options with Tonkin.

  • How It Works

    • Approve the quote. Your technician applies financing to your job total. Quick approval. No paperwork headaches.
    • Enjoy 3 months, on us. No interest, nothing to pay. Clear it within 3 months and you pay $0 interest.
    • Or spread it out. Prefer smaller payments? The balance converts to your chosen term at a fixed monthly amount.
  • The Plans

    5-Year Payment Plan
    0% interest, $0 repayments for the first three months
    60 monthly payments after
    9.99% — 16.99% p.a. fixed
    Jobs $1,000 to $100,000

    7-Year Payment Plan (most popular)
    0% interest, $0 repayments for the first three months
    84 monthly payments after
    9.99% — 16.99% p.a. fixed
    Jobs $1,000 to $100,000

    10-Year Payment Plan
    0% interest, $0 repayments for the first three months
    120 monthly payments after
    9.99% — 16.99% p.a. fixed
    Jobs $5,000 to $100,000

    12-Year Payment Plan
    0% interest, $0 repayments for the first three months
    144 monthly payments after
    9.99% — 16.99% p.a. fixed
    Jobs $5,000 to $100,000

  • Understanding Your Finance Plan

    *Important:
    All plans feature a 3-month promotional period with no interest and no required monthly payments. If the financed amount is not paid in full within the promotional period, it converts to a fixed-term loan. Interest rates of 9.99-16.99% p.a apply depending on approval. Financing is subject to application, eligibility and approval by the finance provider. Terms, conditions and lending criteria apply. Talk to your Tonkin technician for full details.